Financial Literacy

It has been said that personal finance is 80% behavior and 20% head knowledge. Come join us and learn how to budget your money to find savings, pay off your bills, build assets, and build your credit rating to save money for the rest of your life. Money management classes are offered free of charge.

These classes are taught in a fun, relaxed forum with plenty of opportunity to get your personal questions answered by a personal bank representative and an opportunity for one-on-one assistance to help you with your budget challenges.  Beverages and snacks are provided.

Emphasis is on:

  1. Budgeting to create savings
  2. Paying off your bills
  3. Building good credit
  4. Tips for taxes and protection from fraud

Please check back for future class dates.

Financial Literacy Success Story

Mary (not her real name) came to financial literacy class as a referral from Habitat for Humanity.  She is the mother of one school-age child.  Mary recently moved in with her parents following separation from the child’s father.   She came to learn how to pay down her debt and clean up her credit.  She took advantage of the opportunity of working one-on-one with a financial coach during the first half of the second class and together they developed an outline of what she owed and how long it was going to take her to get out of debt.  She said she was disappointed that it was worse than she had thought, but was glad that she now knew what she had to do and had a plan to follow.  She called the debt collectors that were constantly calling, and set up payment plans with them as recommended by the Four Cornerstone of Financial Literacy curriculum.   She was somewhat surprised that every one of them agreed to set up a plan with her.  Mary commented to the class members, “My telephone doesn’t ring anymore.”   Her long-term goal is to continue paying down her debt load until she has reached a place where she is financially able to apply for a home with Habitat for Humanity.  Later in the year, Mary was accepted into the Habitat program.